RBL Bank Credit Card

The RBL Indian Oil Credit Card is perfect for fuel enthusiasts! Earn 10 Fuel Points per ₹100 at Indian Oil stations, enjoy exclusive discounts, and redeem points for fuel savings. Maximize rewards with every spend!

Fees & Charges:

Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (waived on spends of ₹1.75 Lakh or more in the previous year)
Redemption Fee: ₹99 + GST for reward points
Earn 10 Fuel Points for every ₹100 spent at Indian Oil fuel stations (Max 1,000 fuel points/month)

Welcome Benefit:

1,000 fuel points (worth ₹500) on first transaction of ₹500 or more within 30 days of card issuance
Earn 1 Fuel Point for every ₹100 spent on other purchases
Fuel Point Value: 1 Fuel Point = ₹0.5, redeemable at Indian Oil Fuel Stations
Fuel Surcharge Waiver at all fuel stations for transactions between ₹500 and ₹4,000 (Max monthly waiver: ₹100)

Documents Needed:

Eligibility Criteria:

Age: 21-65 years
Employment: Salaried and Self-Employed
Income: ₹15,000/month (Salaried), ₹2 Lakh/year (Self-Employed)
Credit Score: Minimum 720+
New to Credit: Not allowed

Fees & Charges

Joining Fee: ₹1500 + GST
Annual Fee: ₹1500 + GST (waived on ₹2.75L+ annual spends)
Reward Redemption Fee: ₹99 + GST per request
Fuel Surcharge Waiver: On transactions of ₹500-₹4000 (Max waiver: ₹100/month)

Rewards & Benefits

15 Fuel Points per ₹100 spent at Indian Oil fuel stations (Max 2,000 points/month)
Welcome Benefit: 3,000 Fuel Points (worth ₹1500) on first spend of ₹500+ within 30 days
2 Fuel Points per ₹100 spent on other categories
1 Fuel Point = ₹0.5, redeemable at Indian Oil fuel stations

Eligibility Criteria

Age: 21-65 years
Employment Status: Salaried & self-employed
Income: ₹15,000+ monthly (Self-employed: ₹2L+ annual ITR)
Credit Score: 720+ (New-to-credit not allowed)

Documents Required
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar authentication required for KYC