AU Altura Details

Eligibility

• Age: 21-60 Years
• Minimum Income: ₹25,000 Monthly
• CIBIL Score: 750+ with clear payment cycles
• New to Credit: Not Allowed

Documents

• PAN Card copy
• Address & Identity proof tags
• Income Statement Records

Fee Details

• Joining fees waived upon spending ₹10,000 within initial 90 days.
• Annual fees waived upon spending ₹40,000 across the annual period.

AU NOMO Details

Eligibility

• Age: 18-75 Years
• New to Credit: Allowed natively

Documents

• PAN Card profile asset
• Aadhaar Identity link validations

Fee Details

• Lifetime Free setup valid from the second year onwards automatically.

AU LIT Details

Eligibility

• Age: 21-60 Years
• Minimum Income: ₹25,000 Monthly
• Self Employed: ITR > ₹6,000,000 / annum
• CIBIL Score: 750+

Documents

• PAN, Address Proof, and verified income paths.

Fee Details

• Custom tracking values optimized directly by the card user inside the dashboard app.

AU Altura Plus Details

Eligibility

• Age: 21-60 Years
• Minimum Income requirement: ₹25,000
• CIBIL Metric threshold: 750+ score

Documents

• Standard PAN validation, Address ledger logs, and Income slips.

Fee Details

• Joining fee waived with ₹20,000 spend inside 90 days. Annual fee waived with ₹80,000 tier hit.

AU Prathama Details

About Card

• Earn up to 2 RP per Rs 100 on contactless tap-and-pay and 1 RP per Rs 100 on other spends (1 RP = Rs 0.25).
• Earn 2 RP per Rs 100 on incremental spends exceeding Rs 5,000 per statement cycle.
• Earn 500 bonus RP for your first successful Standing Instruction setup.
• Convert transactions of Rs 500+ into EMIs (Min total value Rs 2,00,000).
• 1% fuel surcharge waiver on transactions between Rs 400 - Rs 5,000 (Capped at Rs 100/cycle).

Eligibility

• Age: 21 to 65 years
• Employment: Salaried and self-employed individuals
• Credit Score: 725+
• New to Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card / Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Fee Details

• Get renewal fee waiver from the 2nd year with Rs 75,000 annual spends.

AU Laksya Details

About Card

• Earn 5 RP per Rs 100 on grocery, departmental stores & contactless payments (1 RP = Rs 0.25).
• Get up to 15% instant discount each month on Amazon Grocery, Amazon Now, and Zomato (Capped at Rs 250/mo per offer).
• Up to 8 complimentary domestic airport lounge visits each year (max 2/quarter, unlocked by spending Rs 50,000 in previous quarter).
• Choose 4,000 Bonus RP or a Rs 1,000 brand voucher after paying joining fee and transacting within 30 days.
• Buy-One-Get-One movie tickets with District App (max Rs 250 per month).

Eligibility

• Age: 21 to 65 years
• Employment: Salaried and self-employed individuals
• Credit Score: 725+
• New to Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card / Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Fee Details

• Get renewal fee waiver from the 2nd year with Rs 2,00,000 annual spends.

AU Ananta Details

About Card

• Earn 5 RP per Rs 100 on shopping, dining, and travel spends (1 RP = Rs 0.25).
• Get up to 15% instant discount on dining via District by Zomato and select merchant partner frameworks.
• Earn up to 50,000 RP in a card anniversary year by spending Rs 10 Lacs (credited incrementally at every Rs 2.5 Lacs milestone).
• Enjoy 4 Complimentary Domestic Airport Lounge Visits per calendar quarter on Flight bookings through AU Rewards.
• Earn 8,000 Bonus RP on card activation and transacting within 30 days.
• 1% fuel surcharge waiver on transactions between Rs 400 - Rs 5,000 (Max waiver up to Rs 250 per month).

Eligibility

• Age: 21 to 65 years
• Employment: Salaried and self-employed individuals
• Credit Score: 725+
• New to Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card / Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Fee Details

• Get renewal fee waiver from the 2nd year with Rs 3,00,000 annual spends.

AU Zenith Details

About Card

• Earn up to 5 RP per Rs 100 on dining, international spends, grocery, and departmental stores; 3 RP on other retail.
• Reduced cross-currency markup of just 1.99% on foreign transactions.
• Enjoy 2 complimentary domestic lounge visits per quarter (subject to Rs 20,000 quarterly spend), 2 international lounge visits per quarter via Priority Pass, and 2 railway lounge visits.
• Get 1,000 Bonus RP every month on retail spends of Rs 50,000 or more within a cycle.
• Get 2,500 Bonus RP on one retail transaction during your birthday month.
• 1% fuel surcharge waiver on transactions between Rs 400 - Rs 5,000 (Max Rs 250/mo).

Eligibility

• Age: 21 to 65 years
• Employment: Salaried and self-employed individuals
• Credit Score: 750+
• New to Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card / Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Fee Details

• Get a 1st-year fee waiver with Rs 1,25,000 spends within first 90 days; renewal waiver from 2nd year with Rs 5,00,000 annual spends.

AU Vetta Details

About Card

• Earn 4 RP per Rs 100 spent at grocery and departmental stores; 2 RP on other retail spends (1 RP = 0.25 Rs).
• Get 1 complimentary Domestic Airport lounge access on Rs 20,000 quarterly retail spends, 1 International lounge access per quarter, and 2 domestic railway lounge accesses per quarter.
• Earn 500 Bonus RP on Rs 50,000 quarterly spends; an additional 1,000 RP on reaching Rs 1 lakh. Rs 1,000 Amazon/MMT voucher as a yearly milestone on Rs 2.5 lakh spends.
• Get 1,000 bonus RP on your birthday upon making a retail transaction.
• 1% fuel surcharge waiver on transactions between Rs 400 and Rs 5,000 across India.
• Access 24×7 global concierge services for luxury bookings and travel assistance.

Eligibility

• Age: 21 to 65 years
• Employment: Salaried and self-employed individuals
• Credit Score: 725+
• New to Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card / Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips
• Photograph: Recent passport-sized photo

Fee Details

• Nil Joining Fee and Nil Annual Fee structure running under a limited-time framework.