✓ 8 Reward Points per ₹150 on travel, electronics & departmental stores (base rate 4 pts/₹150).

✓ 4 PVR tickets every 6 months on ₹1.25L half-yearly spend, or 10,000 bonus points instead — up to 8 tickets/year.

✓ Save up to ₹500/year on rail bookings via IRCTC online or railway counter.

✓ Up to ₹3,500 fuel waiver/year — 1% surcharge waiver on ₹500–₹4,000 fuel transactions.

✓ 5% Cashback on online grocery, food delivery & entertainment spends.

✓ 3% Cashback on fuel spends across all petrol pumps — most cards exclude fuel rewards entirely.

✓ Unlimited 0.5% cashback on all other eligible transactions.

✓ 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹3,500 annually.