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Kotak Mahindra Credit Cards

Best for reward redemption & unmatched welcome benefits

Valueback • Rewards
Kotak League Platinum Credit Card
Credit Card
  • Earn points 8 times faster on travel, electronics, and department store hauls.
  • Score 8 free PVR tickets or 10,000 bonus points every year just for spending.
  • Enjoy a 1% fuel surcharge waiver and a low ₹499 fee that vanishes when you shop.
Joining Fee: ₹0 Annual Fee: ₹0
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Valueback • Rewards
Kotak Cashback+ Credit Card
Credit Card
  • Save big with 5% back on your most frequent online habits: food delivery, groceries, and entertainment platforms.
  • Get 3% cashback on every fuel refill across all petrol pumps, plus a 1% surcharge waiver to keep your tank full for less.
Joining Fee: ₹0 Annual Fee: ₹750
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RBL Bank Credit Cards

Best for reward redemption & unmatched welcome benefits

Valueback • Rewards
RBL Bank IndianOil Card
Credit Card
  • 20 reward points/₹100 on groceries
  • Dining & shopping discounts (Swiggy, Zomato, Tata Cliq & more)
  • 10% off BookMyShow + fuel surcharge waiver
Joining Fee: ₹500 Annual Fee: ₹500
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Valueback • Rewards
RBL Bank IndianOil Xtra Card
Credit Card
  • Up to 8.5% savings on IndianOil fuel spends
  • 15 fuel points/₹100 at IndianOil (₹2,000/month cap)
  • Receive 3,000 Fuel Points on your first transaction of Rs 500 or more
Joining Fee: ₹1,500 Annual Fee: ₹1,500
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Groceries • Entertainment
RBL Bank Shoprite Card
Credit Card
  • 20 RP/₹100 on groceries
  • Deals on Swiggy, Zomato & Tata Cliq
  • 10% discount (Upto Rs 100) on movie tickets on BookMyShow
Joining Fee: ₹0 Annual Fee: ₹0
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Axis Bank Credit Cards

Most rewarding credit cards

Fuel • UPI
Axis Bank IndianOil Rupay Card
Credit Card
  • 100% cashback (up to ₹250) on Indian Oil fuel within 30 days
  • Up to 15% off on dining and 10% off on movies
  • Earn reward points on Indian Oil spends and UPI payments
Joining Fee: ₹500 Annual Fee: ₹500
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Shopping • Cashback
Axis Bank Flipkart Card
Credit Card
  • ₹600 activation benefits
  • 5% cashback on Flipkart/Cleartrip
  • 4% cashback on Swiggy/Uber/PVR/Cult.fit
Joining Fee: ₹500 Annual Fee: ₹500
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HSBC Bank Credit Cards

Global acceptance, rewards, and perks

Lifetime • Rewards
HSBC Platinum Card
Credit Card
  • ₹100 Amazon voucher on activation
  • Up to 15% off on dining and 10% off on movies
  • Lifetime free card (no fee)
Joining Fee: ₹0 Annual Fee: ₹0
Cashback • Lifestyle
HSBC Live Plus Card
Credit Card
  • 10% cashback on dining/groceries
  • 1.5% unlimited cashback on retail
  • 4 complimentary lounge visits yearly
Joining Fee: ₹999 Annual Fee: ₹999

HDFC Bank Credit Cards

Global acceptance, rewards, and perks

Travel • Rewards
HDFC IRCTC Card
Credit Card
  • ₹100 Amazon voucher on activation
  • 10% cashback on dining/groceries
  • 4 complimentary lounge visits yearly
Joining Fee: ₹0 Annual Fee: ₹0
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Rewards • Shopping
HDFC Shoppers Stop Card
Credit Card
  • ₹500 Shoppers Stop voucher (welcome benefit)
  • Free First Citizen Silver Edge membership
  • 3% rewards on Shoppers Stop spends
Joining Fee: ₹299 Annual Fee: ₹299
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Rewards • Shopping
HDFC Millennia Card
Credit Card
  • ₹500 welcome voucher from Shoppers Stop
  • 3% rewards on Shoppers Stop spending
  • Link to UPI for Scan & Pay
Joining Fee: ₹1,000 Annual Fee: ₹1,000
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IndusInd Credit Cards

Luxury, Rewards, Convenience – All-in-One!

Discounts • Rewards
IndusInd Platinum Card
Credit Card
  • Earn 1.5 Reward Points per ₹150 spent
  • Enjoy exclusive discounts on various brands like Ajio, Swiggy, PVR, Lifestyle, and EazyDiner
  • Receive a 1% fuel surcharge waiver at all petrol pumps across India
Joining Fee: ₹0 Annual Fee: ₹0
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Rewards • Shopping
IndusInd Legend Card
Credit Card
  • Earn 1 RP/₹100 on weekdays & 2 RP/₹100 on weekends
  • Buy 1 Get 1 Free on BookMyShow - Up to 3 free tickets/month
  • 3 Enjoy a low forex markup of 1.8% + complimentary travel insurance
Joining Fee: ₹0 Annual Fee: ₹0
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Rewards • Payments
IndusInd Rupay Platinum Card
Credit Card
  • Travel insurance worth ₹2.25L with coverage for baggage, passport, and delays
  • Earn 2 RPs/₹100 on UPI spends & 1 RP/₹100 on other spends
  • Accepted across all UPI platforms for seamless payments
Joining Fee: ₹0 Annual Fee: ₹0
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AU Bank Credit Cards

Rewarding benefits, exclusive offers, and seamless transactions.

Cashback • Rewards
AU Altura Card
Credit Card
  • Get a ₹500 voucher on ₹10,000 spend within 60 days
  • Earn 1.5% cashback on retail POS spends (fuel excluded)
  • Receive 2X reward points on all online purchases
Joining Fee: ₹499 Annual Fee: ₹499
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Discounts • Flexible
AU LIT Card
Credit Card
  • Customizable benefits - Choose perks like lounge access, boosted rewards, etc., as per your needs
  • 5% off at Croma on spends of ₹15,000+ (once/month)
  • 15% off on Tata CliQ, EasyDiner, and Cleartrip (monthly limits apply)
Joining Fee: ₹0 Annual Fee: ₹0
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SBI Credit Cards

Exclusive rewards, unbeatable savings, and premium perks!

Cashback • Spends
SBI Cashback Card
Credit Card
  • Apply for up to 3 Add-on Cards – absolutely free
  • 5% cashback on online spends (combined cap ₹5,000/month)
  • 1% cashback on offline spends
Joining Fee: ₹999 Annual Fee: ₹999
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Rewards • Fuel
SBI BPCL Card
Credit Card
  • 2,000 bonus RPs (worth ₹500) on joining fee payment
  • 4.25% value back (13X RPs) on fuel spends at BPCL outlets
  • 1% fuel surcharge waiver on BPCL transactions up to ₹4,000
Joining Fee: ₹499 Annual Fee: ₹499
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Rewards • Travel
SBI Miles Card
Credit Card
  • 21,500 Travel Credits on spending ₹30,000 within 60 days
  • Earn Travel Credits - 2/₹200 on travel spends & 1/₹200 on others
  • Redeem credits on flights, hotels, catalog & air miles
Joining Fee: ₹1,499 Annual Fee: ₹1,499
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IDFC Bank Credit Cards

Rewards That Never Expire!

Travel • Discounts
IDFC SWYP Card
Credit Card
  • ₹2,100 EaseMyTrip coupons upon joining
  • 1-year Lenskart Gold Membership complimentary
  • 2,000 Reward Points on ₹5,000+ spend in 30 days
Joining Fee: ₹499 Annual Fee: ₹499
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Rewards • Fuel
IDFC FIRST Power Plus
Credit Card
  • Save up to 6.5% on HPCL fuel spends
  • Interest-free ATM withdrawals globally
  • Earn 3X Rewards on retail spends
Joining Fee: ₹499 Annual Fee: ₹499
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ICICI Bank Credit Card

Rewards • Discounts
ICICI Coral Card
Credit Card
  • Lifetime FREE card – No joining or annual fees on select cards
  • Exclusive discounts during Amazon & Flipkart online sales
  • Earn 2 Reward Points per ₹100 on retail spends
Joining Fee: ₹0 Annual Fee: ₹0
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