Motor Insurance

Premium: From ₹457/yr Claim Ratio: 92.71%

✓ Instant claim settlement within 2 hours for minor damages — fully digital, no paperwork.

✓ Cashless repairs at 4,000+ network garages with doorstep bike pickup service.

✓ NCB discount up to 50% on own damage premium for claim-free years.

Premium: From ₹2,094/yr Claim Ratio: 95%+

✓ Direct-to-customer digital model — no agent commission, saves up to 85% on premium.

✓ Free pick-up, cashless repair at 5,000+ garages, and drop-back in select cities.

✓ Towing assistance up to 50 km on highway breakdowns — included in the plan.

Car: From ₹2,094/yr Bike: From ₹538/yr

✓ India's largest private motor insurer — 13,000+ cashless garages with doorstep service.

✓ InstaSpect: file and get repair approval digitally via the IL TakeCare app — no surveyor wait.

✓ Real-time policy issuance and claim tracking from first notice to final settlement.

MOTOR INSURANCE