Car insurance is essentially a legal contract between the policyholder and the insurance company, offering financial protection against accidents or theft. In India, it is mandatory under the Motor Vehicles Act, 1988 to have at least a third-party liability policy, and driving without valid insurance can result in strict legal penalties. While third-party insurance fulfills the basic requirement, a comprehensive car insurance policy provides wider coverage against accidents, theft, natural calamities, and even personal injuries.

ICICI Lombard is known for offering car insurance policies starting at just ₹2,094 per year. With a strong network of 6,800+ cashless garages and a seamless claims process through the IL TakeCare app, the company ensures customers experience quick, convenient, and hassle-free support when they need it most.