HDFC BANK
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HDFC Pixel Play Credit Card
Joining: ₹0 (Lifetime Free)
Annual: ₹0 (Lifetime Free)
- Enjoy no joining or annual fees and earn 5% cashback on any 2 chosen brand packs (Dining, Travel, Grocery, Electronics or Fashion) plus 3% cashback on one chosen e-commerce platform.
- Get 1% unlimited cashback on other spends, 5% cashback on SmartBuy, and 1% cashback on UPI spends (for RuPay variant), with monthly caps clearly defined.
- Benefit from 1% fuel surcharge waiver (up to ₹250 per statement) and up to 25% off on restaurant bills via Swiggy Dineout (₹300/month cap).
HDFC IRCTC Credit Card
Joining: ₹0 (Lifetime Free)
Annual: ₹0 (Lifetime Free)
- Enjoy no joining or annual fees (any fee charged during application is reversed in the next billing cycle).
- Earn 5 Reward Points per ₹100 on IRCTC & Rail Connect bookings, 1 RP per ₹100 on other spends, plus extra 5% cashback on IRCTC tickets via HDFC SmartBuy.
- Get 8 complimentary IRCTC Executive Lounge visits/year and 1% IRCTC transaction charge waiver (up to ₹1,000 per statement cycle), along with a ₹500 welcome voucher on activation.
HDFC Rupay Credit Card
Joining: ₹99 + GST
Annual: ₹99 + GST
- Earn 3% CashPoints on PayZapp, groceries, supermarkets & dining (up to 500 points/month).
- Get 2% CashPoints on utility bills and 1% on other purchases (each capped at 500 points/month; exclusions apply).
- Receive a ₹250 welcome gift voucher on card activation.
HDFC Marriott Credit Card
Joining: ₹3,000 + GST
Annual: ₹3,000 + GST
- Earn up to 8X Marriott Bonvoy Points per ₹150 spent, plus complimentary Silver Elite Status that unlocks extra points at participating Marriott hotels.
- Enjoy 12 domestic + 12 international lounge visits every year, along with 2 complimentary golf green-fee waivers per quarter worldwide.
- Get 1 Free Night Award and 10 Elite Night Credits on first eligible spend or fee payment, accelerating your journey to higher Marriott tiers.
HDFC Shoppers Stop Credit Card
Joining: ₹299 + GST
Annual: ₹299 + GST
- Earn 3% Reward Points on Shoppers Stop spends (up to ₹500/month) and 1% rewards on other purchases (up to ₹1,000/month).
- Get a ₹500 Shoppers Stop welcome voucher on activation and enjoy complimentary Silver Edge membership worth ₹350.
- Benefit from 1% fuel surcharge waiver at all petrol pumps (up to ₹250 per statement cycle).
HDFC TATA NEU Credit Card
Joining: ₹0
Annual: As Per Card Varient
- Enjoy up to 10% back as Tata NeuCoins on spends with BigBasket, Croma, Tata CliQ, Westside, Titan, Tanishq, Tata 1mg, AirAsia & more via the Tata Neu app.
- Earn up to 1.5% NeuCoins on non-Tata brand spends, merchant EMIs, and UPI transactions (monthly cap applies; lower rate on Plus variant).
- Get up to 12 airport lounge visits per year (Infinity variant), plus 1% fuel surcharge waiver on ₹400–₹5,000 spends across all fuel stations.
HDFC Millennia Credit Card
Joining: ₹1,000 + GST
Annual: ₹1,000 + GST
- Earn 5% cashback on spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, BookMyShow & more (up to ₹1,000 per billing cycle).
- Get 1% cashback on all other spends, 10% extra off on Swiggy Dineout, and earn ₹1,000 gift vouchers on quarterly spends of ₹1 lakh.
- Enjoy 1% fuel surcharge waiver (up to ₹250 per statement) and up to 50 days interest-free credit period.
HDFC Pixel GO Credit Card
Joining: ₹0 (Lifetime Free)
Annual: ₹0 (Lifetime Free)
- Enjoy no joining or annual fees (any fee charged during application is reversed in the next billing cycle) with 1% cashback on all eligible spends.
- Earn 5% cashback on SmartBuy (flights, hotels, rail, vouchers, Apple stores – up to 500 points/month) and 1% cashback on UPI spends (RuPay variant, capped at 500 points).
- Get up to 25% off at partner restaurants via Swiggy Dineout (₹300/month cap) and 1% fuel surcharge waiver on ₹400–₹5,000 transactions (up to ₹250 per statement).
HDFC Regalia Gold Credit Card
Joining: ₹2500 + GST
Annual: ₹2500 + GST
- Enjoy 18 complimentary lounge visits annually (12 Domestic + 6 International) with 24×7 concierge support for travel, dining, and lifestyle needs.
- Earn 5× Reward Points at Myntra, Marks & Spencer, Nykaa & Reliance Digital, and 4 Points per ₹150 on all other retail spends including groceries and utilities.
- Get ₹1,500 brand vouchers on quarterly spends of ₹1.5L, ₹5,000 flight vouchers at ₹5L annual spends (extra ₹5,000 at ₹7.5L), ₹2,500 welcome vouchers, complimentary Club Vistara & MakeMyTrip Black, plus up to 20% dining savings via Good Food Trail & Swiggy Dineout.
HDFC Diners Club Black Credit Card
Joining: ₹10,000 + GST
Annual: ₹10,000 + GST
- Enjoy unlimited access to 1,000+ lounges worldwide, plus 8 complimentary Diners Club Privilege lounge visits/year (2 per quarter on ₹15,000 quarterly spends).
- Earn up to 10× Reward Points on SmartBuy, 2× on weekend dining, 4× on international spends, and choose any 2 monthly vouchers worth ₹500 each on ₹80,000 spends.
- Unlock Club Marriott, Amazon Prime, Times Prime, Swiggy One (3 months) & MMT BLACK on ₹1.5L spends in 90 days, plus air accident cover up to ₹1 crore and overseas hospitalization cover up to ₹15 lakh.
HDFC Diners Club Privilege Credit Card
Joining: ₹1,000 + GST
Annual: ₹1,000 + GST
- Get 8 Diners Club Privilege lounge visits annually (2 per quarter on ₹15,000 quarterly spends) and strong dining-focused benefits.
- Earn up to 10× Reward Points on SmartBuy, 20 points per ₹150 on Swiggy & Zomato, and 4 points per ₹150 on other retail spends.
- Enjoy annual Swiggy One & Times Prime memberships on ₹75,000 spends, 1 monthly voucher worth ₹500 on ₹40,000 spends, and insurance cover including overseas hospitalization up to ₹25 lakh.
HDFC IndianOil Credit Card
Joining: ₹500 + GST
Annual: ₹500 + GST
- Get up to 50 litres of fuel annually by earning Fuel Points on IndianOil fuel spends, groceries, and bill payments
- Enjoy 5% Fuel Points on fuel, groceries & utility bills, plus rewards on all other spends including UPI
- Enjoy 5% Fuel Points on fuel, groceries & utility bills, plus rewards on all other spends including UPI
HDFC Swiggy Credit Card
Joining: ₹500 + GST
Annual: ₹500 + GST
- Get 10% cashback across Swiggy Food, Instamart, Genie & Dineout, with savings of up to ₹1,500 every month on everyday orders
- Enjoy 5% cashback on Amazon, Flipkart, Meesho & Ajio, capped at ₹1,500/month, making your regular online shopping more rewarding
- Get 1% cashback on all other spends, a FREE 3-month Swiggy One membership on activation, and up to 50 days interest-free credit for better cash flow
2% Cashback on Scan and Pay transactions
Age: 25-60 years
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