MOTOR INSURANCE
Get the right protection for your ride with our motor insurance plans that cover accidents, damages, and more. We bring you top options from leading brands like ICICI Lombard, Acko, Royal Sundaram Insurance, and Digit, so you can choose what suits you best.
ACKO Bike Insurance
100% digital · Zero paperwork · Instant claim settlement in 2 hours
★ Claim Ratio: 92.71%
⚡ Claims: Within 2 hours
🏠 Garages: 4,000+
Premium: From ₹457/year
Personal Accident: Up to ₹15 Lakhs
NCB Discount: Up to 50%
Comprehensive
Third-Party
Own Damage
- Instant claim settlement within 2 hours for minor damages — fully digital, no paperwork.
- Cashless repairs at 4,000+ network garages with doorstep bike pickup service.
- NCB discount up to 50% on own damage premium for claim-free years.
ACKO Car Insurance
Save up to 85% on premium · 100% digital · No agent, no middleman
★ Claim Ratio: 95%+
⚡ Claims: As fast as 12 mins
🏠 Garages: 5,000+
Car Premium: From ₹2,094/year
Personal Accident: Up to ₹15 Lakhs
NCB Discount: Up to 50%
Comprehensive
Third-Party
Own Damage
- Direct-to-customer digital model — no agent commission, saves up to 85% on premium.
- Free pick-up, cashless repair at 5,000+ garages, and drop-back in select cities.
- Towing assistance up to 50 km on highway breakdowns — included in the plan.
ICICI Lombard Motor Insurance
India's #1 private general insurer · Live video claim inspection · InstaSpect digital claims
★ Claim Ratio: 96.75%
⚡ Inspection: Live video / InstaSpect
🏠 Garages: 13,000+
Car Premium: From ₹2,094/year
Bike Premium: From ₹538/year
NCB Discount: Up to 50%
Comprehensive
Third-Party
Own Damage
Two-Wheeler
- India's largest private motor insurer — 13,000+ cashless garages with doorstep service.
- InstaSpect: file and get repair approval digitally through the IL TakeCare app — no waiting for a surveyor.
- Real-time policy issuance and claim tracking from first notice to final settlement.
Coverage & Add-ons
Eligibility
Documents
Plan Details
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