- Top credit card from leading banks
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The Smarter Way to Pay!
Jupiter credit card
Jupiter Credit Card is a Lifetime free credit card. 3-in-1 Edge RuPay Credit Card that offers 2% cashback on shopping, travel, or dining and 0.4% cashback on all other UPI and credit card spends. It also provides a 1% fuel surcharge waiver, one complimentary lounge access per quarter, and a welcome reward worth ₹1,000.
Seamless payment experience
RIO credit card
Rio is your all-in-one payment companion—a lifetime-free credit card that links with UPI, enabling you to scan and pay effortlessly anywhere.
Fees & Charges
Joining Fee (First Year): ₹0
Annual Renewal Fee: ₹0
- The YES Bank Rio RuPay Credit Card is a lifetime free card designed for digitally active users. Earn Rio Coins on every transaction, which can be redeemed as direct cashback to your bank account. Get additional perks like health and wellness offers, making it a valuable card for everyday use.
Key Features
- Rio Coins: Earn on every transaction
- Cashback: 4 Rio Coins = ₹1, directly credited to your account
- Earning Rate: 3 Rio Coins per ₹100 spent via the Rio UPI App
Eligibility
- Age: 21–60 years
- Minimum Income: ₹25,000 monthly (salary) or ₹5 lakh annual ITR (self-employed)
Maximize Rewards on Every Spend with Tata Neu!
Tata neu HDFC bank credit card
Zero joining fee! Save up to 1.5% on bill payments, ₹6,000 annually on UPI transactions, and enjoy up to 10% savings as NeuCoins on Tata brands like BigBasket, 1mg, Croma, TataCliQ, and more via the Tata Neu app.
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Fees & Charges : Joining Fee: ₹0
Annual/Renewal Fee: NeuCard Infinity: ₹1,499 + GST (Waived on spending ₹3 lakh or more in the previous year), NeuCard Plus: ₹499 + GST (Waived on spending ₹1 lakh or more in the previous year)
Exclusive Benefits
Up to 10% savings as Tata NeuCoins on purchases from Tata brands, including BigBasket, AirAsia, Tata 1mg, Croma, TataCliQ, Westside, Titan, Tanishq, and more. Applicable for transactions made via the TataNeu app/website and Tata NeuPass registration.
Up to 1.5% savings on all UPI transactions via the Tata Neu App using NeuCard (Maximum ₹500 per month).
Complimentary Airport Lounge Access:
NeuCard Infinity: 12 free visits annually (8 domestic + 4 international).
NeuCard Plus: 4 domestic lounge visits per year.
Additional Perks
1% Fuel Surcharge Waiver at all fuel stations across India for transactions between ₹400 and ₹5,000. (Maximum waiver per statement cycle: ₹250 for NeuCard Plus, ₹500 for NeuCard Infinity).
Revolving Credit Facility at competitive interest rates.
Zero Liability Protection on fraudulent transactions and card loss, provided it’s reported promptly.
Documents Required
Address Proof: Aadhaar, Passport, or Latest Utility Bills.
ID Proof: PAN Card, Voter ID, or Passport.
Income Proof: Bank Statement or Salary Slips.
Eligibility Criteria
Age: 21 – 65 years.
Employment Status: Salaried or Self-Employed.
Minimum Income Requirement:
Salaried: ₹25,000 per month.
Self-Employed: ₹6 lakh per annum.
Best Travel Card in India!
Federal Bank Scapia Credit Card
Get a lifetime free credit card with zero forex markup and unlimited domestic lounge access.
Fees & Charges
Lifetime Free Credit Card
Joining Fee: None
Annual Fee: None
Key Features
Zero forex markup on international spends
Unlock unlimited domestic lounge access + dining, shopping, or spa by spending ₹10,000/month
Earn 20 Scapia Coins/₹100 on travel via Scapia app; 10 Coins/₹100 on most other spends
1% fuel surcharge waiver (up to ₹500/month on spends up to ₹5,000)
Scapia Coins redeemable for 100% value on travel bookings (5 Coins = ₹1)
Eligibility
Age: 23–40 years
Salaried: ₹30,000/month | Self-employed: ₹4L/year
Credit Score: 730+ (Not for new-to-credit applicants)
Documents
ID: PAN/Form 60
Address: Aadhaar, Passport, or utility bill
Income: Bank statement/salary slip
Photo: Passport-size
Most rewarded UPI virtual card
KIWI Credit card
Kiwi Credit Card offers a 100% virtual, Lifetime free card with up to 5% cashback, UPI rewards, and airport lounge access. For android users only.
Kiwi Credit Card – Fees & Rewards at a Glance🔹 2% Cashback on Scan and Pay transactions
🔹 0.5% Cashback on online transactions (Excluding rent, fuel, etc.)
🔹 Milestone Rewards of up to 5% cashback
🔹 Earn rewards as ‘Kiwis’, redeemable for instant credit to your Savings Account
🔹 3 Airport Lounge Accesses on spending ₹50K, ₹1L, and ₹1.5L annually
Eligibility Criteria
✔️ Age: 25-60 years
✔️ Salaried Only
✔️ CIBIL Score: 720+
✔️ Minimum Income: ₹1.8L per annum
Documents Required
📌 ID Proof
📌 Income Proof: Last 3 months’ bank statements
📌 PAN Card
RBL Bank Credit Cards
Best for reward redemption & unmatched welcome benefits.
RBL Bank indian oil card
Joining fees - Life time free
Annual fees - NO
Fees Waiver - N/A
Offers -
- Earn 20 reward points per ₹100 spent on grocery (1 RP = ₹0.25)
- Discounts on Tata Cliq, Zomato, Swiggy, Zepto and more
- Earn 1 reward point per ₹100 on other purchases
- 10% off on BookMyShow tickets (up to ₹100, 15 times/year)
- Fuel surcharge waiver on ₹500–₹4000 (max ₹100/month)
RBL Bank indian oil xtra credit card
Joining fees - 1500 + GST
Annual fees - 1500 +GST
Fees Waiver - Waived on spends above ₹2.75 lakh last year
Offers :
- Get 8.5% savings on fuel spends at Indian Oil outlets
- Earn 3,000 fuel points on your first spend of ₹500 or more
- Collect 2 fuel points for every ₹100 spent on non-fuel purchases
- Earn 15 fuel points per ₹100 at Indian Oil (max 2,000/month)
- Earn 2 fuel points per ₹100 on other spends
- 1 fuel point = ₹0.50 (redeemable at Indian Oil)
- Fuel surcharge waived on ₹500–₹4,000 (max ₹100/month)
RBL Bank Shoprite credit card
Joining fees - Lifetime free
Annual fees - No
Fees Waiver - N/A
Offers :
20 RP/₹100 on groceries (1 RP = ₹0.25)
Exclusive deals on Tata Cliq, Zomato, Swiggy, Zepto & more
1 RP/₹100 on other spends
10% off on BookMyShow (up to ₹100, 15x/year)
Fuel surcharge waiver on ₹500–₹4,000 (max ₹100/month)
Axis Bank Credit Cards
Most rewarding credit cards
Axis bank indian oil rupay card
Joining fees-500 + GST
Annual fees-500 +GST
Fees Waiver - Waived on spends above ₹2.75 lakh last year
Offers:
- 100% cashback (up to ₹250) on Indian Oil fuel spends within 30 days of activation
- Up to 4% value back at Indian Oil (₹100 = 20 Reward Points, max 1,000/month)
- 10% instant discount on movie tickets via BookMyShow
- Up to 15% off on dining at partner restaurants via EazyDiner
- Reward Points on UPI payments by linking the card
Axis bank Flipkart credit card
Joining fees-500 + GST
Annual fees-500 +GST
Fees Waiver - NA
Offers:
- ₹600 activation benefits – ₹500 Flipkart voucher + 50% off (up to ₹100) on first Swiggy order
- 5% unlimited cashback on Flipkart (except Health) & Cleartrip spends
- 4% cashback on Swiggy, Uber, PVR, and Cult.fit
- 4 complimentary lounge visits yearly on ₹50,000 spend in the past 3 months
- 15% off (up to ₹500) at 10,000+ restaurants via EazyDiner
Axis bank Indian Oil Credit Card
Joining fees-500 + GST
Annual fees-500 +GST
Fees Waiver - NA
Offers:
- 100% cashback (up to ₹250) on fuel spends in the first 30 days
- 20 reward points/₹100 on Indian Oil fuel purchases
- 1% fuel surcharge waiver at fuel stations
- Up to 10% off on movie tickets via BookMyShow
- Up to 20% off at partner restaurants on dining
HSBC Bank Credit Cards
Global acceptance, rewards, and perks
HSBC Plantinum Credit Card
Joining fees- NIL
Annual fees- NIL
Fees Waiver- NA
Offers:
- Lifetime free card – No joining or annual fee
- ₹100 Amazon voucher on successful activation
- Earn 2 reward points/₹150 on all spends
- 5X rewards (10 points/₹150) on annual spends above ₹4L (capped at 15,000 bonus points)
- Redeem points for air miles on InterMiles, British Airways, or Singapore Airlines (2 points = 1 mile)
HSBC Live Plus Credit Card
Joining fees- Rs 999 + GST
Annual fees- Rs 999 + GST
Fees Waiver - On spending Rs 2,00,000 or more in a year
Offer -
- ₹100 Amazon voucher on card activation
- 10% cashback on dining, food delivery & groceries (up to ₹1,000/month)
- 1.5% unlimited cashback on all other retail spends
- ₹1,000 cashback on ₹20,000 spend within 30 days
- 4 complimentary lounge visits per year (1 per quarter)
HDFC Bank Credit Cards
Global acceptance, rewards, and perks
HDFC IRCTC Credit Card
Joining fees- Rs 999 + GST
Annual fees- Rs 999 + GST
Fees Waiver - On spending Rs 2,00,000 or more in a year
Offer -
- ₹100 Amazon voucher on card activation
- 10% cashback on dining, food delivery & groceries (up to ₹1,000/month)
- 1.5% unlimited cashback on all other retail spends
- ₹1,000 cashback on ₹20,000 spend within 30 days
- 4 complimentary lounge visits per year (1 per quarter)
HDFC Shoppers Stop Credit Card
Joining fees- Rs. 299
Annual fees- Rs. 299
Fees Waiver - NA
Offer -
- ₹500 Shoppers Stop voucher as a welcome benefit (no min. bill)
- Free First Citizen Silver Edge membership worth ₹350
- 3% rewards on Shoppers Stop spends, 1% on others (monthly caps apply)
- Get ₹2,500 free shopping/year with ₹15,000 weekend spends (max 5x/year)
- Link to UPI and use ‘Scan & Pay’ via RuPay Credit Card
HDFC Millennia Credit Card
Joining fees- Rs. 299
Annual fees- Rs. 299
Fees Waiver - NA
Offer -
- ₹500 Shoppers Stop voucher as a welcome benefit (no min. bill)
- Free First Citizen Silver Edge membership worth ₹350
- 3% rewards on Shoppers Stop spends, 1% on others (monthly caps apply)
- Get ₹2,500 free shopping/year with ₹15,000 weekend spends (max 5x/year)
- Link to UPI and use ‘Scan & Pay’ via RuPay Credit Card
IndusInd Credit Cards
Luxury, Rewards, Convenience – All-in-One!
IndusInd Bank platinum credit card
Joining fees- NIL
Annual fees- NIL
Fees Waiver - NA
Offer -
- Lifetime free card – No joining or annual fees
- 1.5 Reward Points/₹150 spent (1 RP = ₹0.65)
- Exclusive discounts on Ajio, Swiggy, PVR, Lifestyle, EazyDiner & more
- 1% fuel surcharge waiver at all petrol pumps across India
- Complimentary ICICI Lombard travel insurance under Platinum Travel Plus
IndusInd legend credit card
Joining fees- NIL
Annual fees- NIL
Fees Waiver - NA
Offer -
- Lifetime Free Card – No joining or annual fees
- Earn 1 RP/₹100 on weekdays & 2 RP/₹100 on weekends
- Buy 1 Get 1 Free on BookMyShow – Up to 3 free tickets/month
- Bonus 4,000 RPs on annual spend of ₹6L+ & exclusive brand offers (Swiggy, boAt, BigBasket, etc.)
- Low forex markup of 1.8% + complimentary travel insurance
IndusInd RuPay Platinum credit card
Joining fees- NIL
Annual fees- NIL
Fees Waiver - NA
Offer -
Lifetime Free Credit Card – No joining or annual fees
Earn 2 RPs/₹100 on UPI & 1 RP/₹100 on other spends
1% fuel surcharge waiver on transactions ₹400–₹4,000
Travel insurance worth ₹2.25L with coverage for baggage, passport, and delays
Accepted across UPI platforms for seamless, rewarding payments
AU Bank Credit Cards
Rewarding benefits, exclusive offers, and seamless transactions.
AU altura Plus credit card
Joining fees- Rs 499 + applicable taxes
Annual fees- Rs 499 + applicable taxes
Fees Waiver - NA
Offer -
Get ₹500 voucher on ₹10,000 spend within 60 days + 500 bonus RPs on ₹20,000 monthly spend
1.5% cashback on retail POS spends (max ₹100 per cycle, fuel excluded)
2X reward points on online purchases
2 complimentary railway lounge access/quarter at select stations
1% fuel surcharge waiver + EMI option for spends ₹2,000+
AU LIT credit card
Joining fees- NIL
Annual fees- NIL
Fees Waiver - NA
Offer -
- Lifetime Free Card – No joining or annual fees
- Customizable benefits – Choose perks like lounge access, boosted rewards, etc., as per your needs
- 5% off at Croma on spends of ₹15,000+ (once/month)
- 15% off on Tata CliQ, EasyDiner, and Cleartrip (monthly limits apply)
- 20% off on movie tickets (up to ₹100/month on ₹500+ spend)
SBI Credit Cards
Exclusive rewards, unbeatable savings, and premium perks!
SBI cashback credit card
Joining fees- Rs 999 + GST
Annual fees- Rs 999 + GST - Second year onwards
Fees Waiver- Annual Fees will be waived on annual spends of Rs 2 Lacs
Offer -
- Apply for up to 3 Add-on Cards – absolutely free
- 5% cashback on online spends (combined cap ₹5,000/month)
- 1% cashback on offline spends
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions (max ₹100/month)
- All benefits apply per statement cycle for better tracking and value
SBI BPCL credit card
Joining fees- Rs 499 + GST
Annual fees- Rs 499 + GST from second year onwards
Fees Waiver- NIL
Offer -
2,000 bonus RPs (worth ₹500) on joining fee payment
4.25% value back (13X RPs) on fuel spends at BPCL outlets
1% fuel surcharge waiver on BPCL transactions up to ₹4,000
5X RPs on groceries, movies, dining & departmental stores
10% instant discount during major online sales with SBI Card
SBI simplyCLICK credit card
Joining fees- Rs 499 + GST
Annual fees- Rs.499 + GST, from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 1,00,000
Offer -
- ₹500 Amazon gift card on paying the annual fee (₹499 + taxes)
- 10X reward points on online spends with top brands like Myntra, Swiggy, BMS, Cleartrip, etc.
- 5X reward points on other online spends (up to 10,000 RPs/month)
- Milestone vouchers worth ₹4,000 on ₹1L & ₹2L annual online spends
- 1% fuel surcharge waiver on spends of ₹500–₹3,000 (max ₹100/month)
SBI SimplySAVE credit card
Joining fees- Rs 499
Annual fees- Rs 499 second year onwards
Offer -
- 2,000 bonus reward points on spending ₹2,000 within 60 days
- 10X reward points on dining, movies, groceries & departmental store spends
- ₹100 cashback on 1st ATM withdrawal within 30 days of card setup
- Annual fee waiver on annual spends above ₹1 lakh
- 1% fuel surcharge waiver on spends between ₹500–₹3,000 (max ₹100/month)
SBI miles credit card
Annual Fee (one-time): Rs 1499 + GST
Renewal Fee (per annum): Rs 1499 + GST
Offer -
- ₹1,500 Travel Credits on spending ₹30,000 within 60 days
- Earn Travel Credits – 2/₹200 on travel spends & 1/₹200 on others
- Redeem credits on flights, hotels, catalog & air miles
- 5000 bonus credits on annual spends of ₹5 lakh
- Annual fee waiver on spends of ₹6 lakh + 1% fuel surcharge waiver
IDFC Bank Credit Cards
IDFC Credit Cards – Rewards That Never Expire!
IDFC SWYP credit card
Joining Fees: Rs 499 + GST
Annual Fees: Rs 499 + GST (2nd year onwards)
Offer:
- ₹2,100 EaseMyTrip coupons on joining
- 1-year Lenskart Gold Membership complimentary
- 1,000 Reward Points on 1st EMI within 30 days
- 2,000 Reward Points on ₹5,000+ spend in first 30 days
- 20% off on Dominos (up to ₹80) twice/month on ₹299+ orders
IDFC FIRST power plus credit card
Joining Fees: Rs 499 + GST
Annual Fees: Rs 499 + GST
Fees waiver: Avail annual fee waiver on spends over Rs 150000
Offer:
Save up to 6.5% on HPCL fuel spends (up to ₹35,000/month)
Interest-free ATM withdrawals
Earn 3X Rewards on retail spends
Save up to 5% on grocery & utility bills
Get 25% off (up to ₹100) on movie tickets monthly
ICICI Bank Credit Card
iCICI bank credit card
Joining Fees: Lifetime Free (Depending upon the card selected)
Annual Fees: Lifetime Free (Depending upon the card selected)
Offer:
- Lifetime FREE – No joining or annual fee on select ICICI credit cards
- Exclusive Discounts during Amazon & Flipkart online sales
- Earn 2 Reward Points per ₹100 on retail spends (excluding fuel)
- 1 Reward Point per ₹100 on utility & insurance payments
- Special deals on brands like MakeMyTrip, Haier, McDonald's & more