SBI Credit Cards
Exclusive rewards, unbeatable savings, and premium perks!
SBI Cashback Credit Card
SBI Cashback Credit Card offers exceptional savings with 5% cashback on online purchases and 1% cashback on offline transactions, allowing you to save up to ₹60,000 annually while enjoying seamless rewards on every spend.
Fees & Charges
Joining Fee: ₹999 + GST
Annual Fee: ₹999 + GST (Applicable from the second year onwards)
Annual Fee Waiver: Spend ₹2 lakh in a year to get the annual fee waived
Key Benefits
Up to 3 Add-on Cards at no extra cost with each primary card.
5% Cashback on online purchases (Capped at ₹5,000 per month, combined for both online & offline spends).
1% Cashback on offline transactions.
1% Fuel Surcharge Waiver (Up to ₹100 per statement cycle on transactions between ₹500 – ₹3,000).
Required Documents
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or Utility Bills
Income Proof: Bank Statements or Salary Slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Employment: Salaried or Self-employed
Income Requirement: ₹30,000 per month
Age: 21-65 years
Credit Score: 650+
New-to-Credit Applicants: Only for salaried individuals
Payment History: No late payments in the last 12 months
SBI BPCL Credit Card
SBI BPCL Credit Card offers 4.25% valueback on BPCL fuel, surcharge waivers, and rewards on dining, groceries, and more. New-to-credit applicants are eligible, making it perfect for first-time cardholders!
Fees & Charges:
Joining Fee: ₹499 + GST (One-time)
Annual Fee: ₹499 + GST (From the second year onwards)
Exclusive Benefits:
2,000 Activation Bonus Reward Points worth ₹500 on joining fee payment.
4.25% Valueback – Earn 13X Reward Points on fuel purchases at BPCL petrol pumps.
3.25% Cashback + 1% Fuel Surcharge Waiver on BPCL transactions up to ₹400.
5X Reward Points on every ₹100 spent at Groceries, Departmental Stores, Movies & Dining.
1 Reward Point for every ₹100 spent on non-fuel retail purchases.
10% Instant Discount with SBI Card during Big E-commerce Sales.
Eligibility Criteria:
Age Requirement: 23-60 years.
Employment Status: Salaried or Self-Employed.
Minimum Income: ₹30,000 & above per month.
Credit Score: 650+ required.
New to Credit: Eligible only for salaried individuals.
Preference: Existing credit card holders with no delayed payments in the last 12 months.
Nationality: Indian Citizen or Non-Resident Indian (NRI).
Required Documents:
ID Proof
Address Proof
Income Proof
Valid PAN Card/Form 60
SBI SimplyClick Credit Card
The SBI SimplyCLICK Credit Card offers 5X rewards on online shopping and 10X on exclusive partners, along with an Amazon voucher as a welcome gift, fuel surcharge waiver, and annual fee waiver on high spends.
SBI SimplyCLICK Credit Card – Fees & Charges
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (waived on annual spends of ₹1,00,000+)
Rewards & Benefits
Amazon Gift Card worth ₹500 on annual fee payment
10X Reward Points on online spends with exclusive partners: Apollo 24×7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Yatra, Swiggy
5X Reward Points on all other online spends (except utility payments, capped at 10,000 points/month)
1 Reward Point per ₹100 on all other spends
10% Instant Discount on major sales at Amazon, Flipkart, etc.
Milestone Rewards:
₹2,000 Cleartrip/Yatra e-voucher on ₹1L annual online spends
Additional ₹2,000 e-voucher on ₹2L annual online spends
1% Fuel Surcharge Waiver on transactions between ₹500-₹3,000 (max ₹100 per statement cycle)
Eligibility Criteria
Age: 21 to 65 years
Employment: Salaried & self-employed
Income: ₹25,000+ monthly (Self-employed: ₹4.8L+ annual ITR)
Credit Score: 720+
New-to-Credit: Allowed for both salaried & self-employed
Documents Required
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or Utility Bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
SBI SimplySave Credit Card
The SBI SimplySAVE Credit Card offers 10X rewards on dining, movies, groceries, and departmental store spends, a ₹500 welcome bonus, fuel surcharge waiver, and an annual fee waiver on high spends.
SBI SimplySAVE Credit Card – Fees & Charges
Joining Fee: ₹499
Annual Fee: ₹499 (waived on annual spends of ₹1,00,000+)
Rewards & Benefits
2,000 Bonus Reward Points on spending ₹2,000+ within the first 60 days
10 Reward Points per ₹150 spent on dining, movies, grocery, and departmental store purchases
10% Instant Discount during major sales
Annual Fee Waiver on yearly spends above ₹1,00,000
Additional Offers
1 Reward Point per ₹150 spent on all other transactions (4 Reward Points = ₹1)
₹100 Cashback on the first ATM cash withdrawal within 30 days of card issuance
1% Fuel Surcharge Waiver (up to ₹100 per statement cycle) on transactions between ₹500-₹3,000
Add-On Cards available for parents, spouse, children, or siblings above 18 years
Eligibility Criteria
Employment Status: Salaried or Self-Employed
Income: ₹30,000+ per month
Age: 21-65 Years
Credit Score: 650+
New to Credit: Allowed for salaried individuals only
Preferred for Existing Credit Card Holders
No delayed payments in the last 12 months
Open to Indian Citizens and Non-Resident Indians
Documents Required
ID Proof
Address Proof
Income Proof
PAN Card/Form 60
SBI Miles Credit Card
SBI Miles Credit Card offers exclusive travel rewards, 1,500 welcome Travel Credits, lounge access, fuel surcharge waiver, low forex markup, and fee reversal on high spends.
Fees & Charges:
Annual Fee (One-time): ₹1,499 + GST
Renewal Fee (Per Annum): ₹1,499 + GST
Fee Reversal: Annual fee waived on spending ₹6,00,000 or more in a membership year
Welcome & Activation Benefits:
1,500 Travel Credits on spending ₹30,000 within 60 days of card issuance.
Flat ₹1,700 Profit on card activation.
Reward Benefits:
Earn 2 Travel Credits per ₹200 spent on travel.
Earn 1 Travel Credit per ₹200 spent on all other categories.
5,000 Bonus Travel Credits on annual spends of ₹5,00,000.
Redemption & Travel Perks:
Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or select from an exciting catalogue.
1 Additional Domestic Lounge Access for every ₹1,00,000 spent.
Complimentary Priority Pass Program for the first 2 years.
Other Benefits:
1% Fuel Surcharge Waiver at all petrol pumps (Maximum waiver of ₹250 per month).
Low 3.0% Foreign Currency Mark-up on international transactions.
Eligibility Criteria:
Age Requirement: 21 to 65 years.
Employment Status: Salaried or Self-Employed.
Minimum Income: ₹60,000 per month (Salaried) / ₹7,20,000 per annum (Self-Employed).
Credit Score: Minimum 750+, with no delayed payments in the last 12 months.
New to Credit: Not eligible.
Required Documents:
ID Proof: PAN Card/Form 60.
Address Proof: Aadhaar, Passport, or Utility Bills.
Income Proof: Bank Statements or Salary Slips.
Photograph: Recent passport-sized photo.