IDFC Bank Credit Cards
IDFC Credit Cards – Rewards That Never Expire!
IDFC SWYP credit card
The IDFC FIRST SWYP Credit Card offers exclusive discounts on dining, travel, shopping, and entertainment, 4 railway lounge visits per quarter, 1% fuel surcharge waiver, and complimentary roadside assistance across India.
IDFC FIRST SWYP Credit Card – Fees & Charges
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (from 2nd year onwards)
Welcome Benefits
₹2,100 EaseMyTrip Discount Coupons on joining fee payment
1-Year Complimentary Lenskart Gold Membership on joining fee payment
1,000 Reward Points on the first successful EMI transaction within 30 days (1 RP = ₹0.25)
2,000 Reward Points (worth ₹500) on spending ₹5,000+ within 30 days (1 RP = ₹0.25)
Exclusive Discounts & Offers
20% off (up to ₹80) on Dominos orders above ₹299 (twice/month)
10% off on Flights/Hotels (up to ₹500) on EaseMyTrip for transactions above ₹5,000 (once/quarter)
20% off (up to ₹270) on Sugar Cosmetics for spends of ₹1,250+ (twice/month)
10% off (up to ₹100) on TataCliq purchases above ₹999 (once/month)
10% off (up to ₹100) on Zomato orders above ₹299 (twice/month)
25% off (up to ₹100) on Paytm Movies (once/month)
Additional Benefits
4 Complimentary Railway Lounge Visits per Quarter
1% Fuel Surcharge Waiver (up to ₹200/month)
Complimentary Roadside Assistance (RSA) across India (up to 4 times a year, worth ₹1,399)
Partner Discounts
- 10% Instant Discount on Flipkart
- 10% Instant Discount on Myntra, AJIO, TataCliq, and 1MG
- 15% Instant Discount on TataCliq Palette, Sugar Cosmetics, and Zomato
- 10-20% Instant Discount on travel bookings via Yatra, Adani One, MMT, GoIbibo, etc.
Eligibility Criteria
- Employment: Salaried or Self-Employed
- Income: ₹25,000+ per month
- Age: 21-60 years (Salaried), 25-60 years (Self-Employed)
- CIBIL Score: 750+
Documents Required
PAN Card/Form 60
Recent Passport-Sized Photograph
Address Proof
ID Proof
Income Proof
IDFC FIRST Bank Mayura Credit Card
Unlock elite travel, luxury perks, and up to ₹4,000 cashback—experience the ultimate premium lifestyle with IDFC FIRST Mayura Credit Card.
IDFC FIRST Mayura Credit Card –
Fees & Charges
Joining Fee: ₹5999 + GST (Upfront)
Annual Fee: ₹5999 + GST (Waived on annual spends of ₹15,00,000 or more)
Key Benefits
Welcome Bonus: Get 10,000 Reward Points worth ₹2500 (for cards issued on or before 30th Nov)
Up to ₹4000 Cashback: Spend ₹1000+ on 4 transactions within 60 days and get ₹1000 cashback on each
Free Trip Cancellation Cover: Reimbursement up to ₹50,000 twice a year for non-refundable hotel & flight bookings
Up to 10X Rewards on monthly spends above ₹20,000 and on your birthday
Up to 5X Rewards on spends below ₹20,000
3X Rewards on education, rent, wallet load, government, and property payments
Additional Features
Buy 1 Get 1 on BookMyShow (up to ₹500 off), twice a month
Zero Forex Markup on international spends
Complimentary Lounge Access:
4 Domestic & 4 International airport lounges/spas per quarter
4 Railway lounge visits per quarter
2 Complimentary Golf Lessons/Rounds per month
1% Fuel Surcharge Waiver on fuel spends between ₹200 – ₹5000 (up to ₹500)
Eligibility Criteria
Employment: Salaried or Self-Employed
Income: Existing credit card with ₹50,000+ limit & 6+ months vintage
Credit Score: 720+
Age: 21-60 years
New to Credit: Not allowed
Documents Required
ID Proof: PAN Card
Address Proof: Aadhaar (mandatory)
Income Proof: Not required (approval based on existing credit card)
IDFC FIRST Power+ Credit Card
The IDFC FIRST Power+ Credit Card offers up to 10X reward points, fuel surcharge waiver, railway lounge access, exclusive discounts on shopping & travel, and milestone benefits, making it a power-packed choice for everyday spending.
IDFC FIRST Power+ Credit Card – Fees & Charges
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (waived on annual spends over ₹1,50,000)
Key Benefits
Save up to 6.5% on monthly HPCL fuel spends (up to ₹35,000)
Interest-Free ATM Withdrawals for up to 48 days
Earn up to 3X Rewards on retail spends
Additional Features
Exclusive Partner Discounts (See details below)
Save up to 5% on groceries and utility bills every month
25% off on movie tickets (up to ₹100 per month)
Exclusive Partner Offers
₹150 Off on Swiggy orders above ₹500
₹500 Off on ZoomCar Rentals
View More Offers: Click Here
Eligibility Criteria
Employment: Salaried or Self-Employed
Income: ₹25,000+ per month (Salaried), ₹5,00,000+ per year (Self-Employed)
Age: 21-60 years (Salaried), 25-60 years (Self-Employed)
Documents Required
ID Proof
Address Proof
Income Proof
PAN Card/Form 60
