IDFC FIRST SWYP Credit Card – Fees & Charges
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (from 2nd year onwards)
Welcome Benefits

₹2,100 EaseMyTrip Discount Coupons on joining fee payment
1-Year Complimentary Lenskart Gold Membership on joining fee payment
1,000 Reward Points on the first successful EMI transaction within 30 days (1 RP = ₹0.25)
2,000 Reward Points (worth ₹500) on spending ₹5,000+ within 30 days (1 RP = ₹0.25)

Exclusive Discounts & Offers

20% off (up to ₹80) on Dominos orders above ₹299 (twice/month)
10% off on Flights/Hotels (up to ₹500) on EaseMyTrip for transactions above ₹5,000 (once/quarter)
20% off (up to ₹270) on Sugar Cosmetics for spends of ₹1,250+ (twice/month)
10% off (up to ₹100) on TataCliq purchases above ₹999 (once/month)
10% off (up to ₹100) on Zomato orders above ₹299 (twice/month)
25% off (up to ₹100) on Paytm Movies (once/month)

Additional Benefits

4 Complimentary Railway Lounge Visits per Quarter
1% Fuel Surcharge Waiver (up to ₹200/month)
Complimentary Roadside Assistance (RSA) across India (up to 4 times a year, worth ₹1,399)

Partner Discounts

• 10% Instant Discount on Flipkart
• 10% Instant Discount on Myntra, AJIO, TataCliq, and 1MG
• 15% Instant Discount on TataCliq Palette, Sugar Cosmetics, and Zomato
• 10-20% Instant Discount on travel bookings via Yatra, Adani One, MMT, GoIbibo, etc.

Eligibility Criteria

• Employment: Salaried or Self-Employed
• Income: ₹25,000+ per month
• Age: 21-60 years (Salaried), 25-60 years (Self-Employed)
• CIBIL Score: 750+

Documents Required
PAN Card/Form 60
Recent Passport-Sized Photograph
Address Proof
ID Proof
Income Proof