HDFC Bank credit cards
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Check offers below Continue to HDFC bank
HDFC Bank Swiggy Credit Credit Card
The HDFC Bank Swiggy Credit Card offers 10% cashback on Swiggy, 5% on top shopping platforms, ₹1,000 in food vouchers, free Swiggy One membership, and affordable annual fees.
HDFC Bank Swiggy Credit Card
Fees & ChargesJoining Fee: ₹500 + applicable taxes
Annual Fee: ₹500 + applicable taxes
Key Benefits
Earn 10% cashback on all Swiggy transactions—Instamart, food delivery, Swiggy Genie, and Dineout—capped at ₹1,500 per month.
Get 5% cashback on online purchases from top platforms like Amazon, Flipkart, Myntra, and Nykaa—also capped at ₹1,500 per month.
Receive ₹1,000 worth of discount vouchers for food delivery and dining via Swiggy.
Enjoy a free 3-month Swiggy One Membership as part of the welcome offer.
Benefit from up to 50 days of interest-free credit from the date of purchase.
Avail zero liability on lost card or fraudulent transactions, subject to timely reporting.
Eligibility Criteria
Age: 21 to 65 years
Employment Type: Salaried or Self-Employed
Minimum Monthly Income:
₹25,000 (Salaried)
Minimum ITR of ₹6,00,000 per annum (Self-Employed)
CIBIL Score: 750 or higher
New to Credit: Eligible for both salaried and self-employed applicants
Required Documents
ID Proof: PAN Card or Form 60
Address Proof:
Aadhaar, Passport, or recent utility bill
Income Proof:
Salary slips or bank statements
Photograph: Recent passport-sized photo
HDFC IRCTC Credit Card
Earn rewards, enjoy cashback & lounge access—make every train journey rewarding with HDFC IRCTC Credit Card.
Fees & Charges
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (Waived on annual spends of ₹1,50,000 or more)Key Features
Reward Points5 Reward Points on every ₹100 spent on IRCTC ticket bookings (website & Rail Connect App)
1 Reward Point on every ₹100 spent on all other transactions
Additional 5% cashback on train bookings via HDFC SmartBuy
UPI Compatibility
Link the HDFC IRCTC Credit Card to UPI for seamless QR payments
Welcome Benefit
Voucher worth ₹500 on card activation within 37 days
Travel & Lifestyle Benefits
8 Complimentary IRCTC Executive Lounge Access per year (2 per quarter)1% Fuel Surcharge Waiver at all fuel stations (on transactions ₹400–₹5,000; max ₹250/month)
Credit Flexibility Interest-Free Period: Up to 50 days from purchase date
Revolving Credit: Available at nominal interest rates
Eligibility Criteria
Age: 21 to 60 years
Employment: Salaried or Self-Employed
Minimum Monthly Income:₹25,000 (Salaried)
₹50,000/month or ₹6L p.a. (Self-Employed)
Credit Score: 700+ recommendedRequired Documents
Identity ProofPAN Card, Voter ID, or Passport
Address Proof
Aadhaar, Passport, or latest utility bills
Income Proof
Recent salary slips or bank statements
HDFC Bank Rupay Credit Credit Card
HDFC RuPay Credit Card offers UPI payments, up to 3% CashPoints on spends, Smart EMI options, milestone rewards, and statement redemptions—ideal for users seeking everyday benefits and flexibility.
HDFC Bank RuPay Credit Card
Fees & ChargesJoining Fee: Starts from ₹500 + GST (Varies by card variant)
Annual Fee: Starts from ₹500 + GST (Varies by card variant)
Key Features
UPI Compatibilit
Use your HDFC RuPay Credit Card for seamless UPI payments.
CashPoints Rewards
3% CashPoints on groceries, supermarkets, dining, and
PayZapp transactions (up to 500 points/month)
2% CashPoints on utility bill payments (up to 500 points/month)
1% CashPoints on all other eligible transactions
(Excludes rent, wallet loads, EMIs, fuel, insurance, and government-related spends; capped at 500 points/month)Smart EMI Option
Convert purchases of ₹2,500 or more into easy EMIs with flexible repayment terms and competitive interest rates.
Milestone Benefits
Earn shopping vouchers on meeting specified monthly spending thresholds.
Additional Benefits
Avail revolving credit with attractive interest rates.Liability protection on lost or stolen cards, if reported promptly.
Redeem earned CashPoints for vouchers, gifts, or flight tickets.
Redeem CashPoints against your statement balance at a rate of 1 CashPoint = ₹0.25 via NetBanking or redemption form.
Eligibility Criteria
Age: 21 to 65 years
Employment: Salaried or Self-Employed
Minimum Monthly Income:
₹20,000 (Salaried)
₹50,000 (Self-Employed)
Credit Score: 700 or above
Must be an Indian citizen or a Non-Resident Indian (NRI)
Required Documents
Identity ProofPAN Card, Voter ID, or Passport
Address Proof
Aadhaar, Passport, or latest utility bills
Income Proof
Recent salary slips or bank statements
HDFC Bank Marriott Bonvoy Credit Card
Unlock luxury stays, lounge access, golf, and elite Marriott Bonvoy status with the HDFC Bank Marriott Credit Card. Earn rewards on every spend and enjoy exclusive travel privileges worldwide.
HDFC Bank Marriott Bonvoy Credit Card – Key Highlights
Fees & ChargesJoining Fee: ₹3,000 + GST
Annual Fee: ₹3,000 + GST
Top Benefits
1 Free Night Award on joining fee realization (worth up to 15,000 Marriott Bonvoy Points)
Complimentary Marriott Bonvoy Silver Elite Status
Earn 8 Marriott Bonvoy Points per ₹150 spent at Marriott Bonvoy participating hotels*
Earn 4 Marriott Bonvoy Points per ₹150 on travel, dining & entertainment*
Earn 2 Marriott Bonvoy Points per ₹150 on all other eligible spends*
10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
Additional Privileges
Up to 50 Days Interest-Free Period from the date of purchase (subject to merchant charge submission)
2 Complimentary Golf Rounds per Quarter (Green Fee Waiver worldwide)
12 Complimentary Lounge Access (India) annually – valid at both domestic and international terminals
12 Complimentary Lounge Access (International) annually
Zero Liability on Lost Card – Report immediately to avoid fraudulent charges
Revolving Credit Facility – Available at nominal interest rates
Milestone Benefits
Get 1 Free Night Award on annual spends of:
₹6 Lakhs
₹9 Lakhs
₹15 Lakhs
(Within your anniversary year)Documents Required
Address Proof: Aadhaar / Passport / Latest utility bills
ID Proof: PAN / Voter ID / Passport
Income Proof: Recent Salary Slips / Bank Statement
Eligibility Criteria
Age: 21 to 60 years
Employment: Salaried or Self-Employed
Income (Salaried): Gross Monthly > ₹1,00,000
Income (Self-Employed): Annual Income > ₹15 Lakhs
HDFC Shoppers Stop Credit Card unlocks exclusive shopping perks! Earn rewards, enjoy special discounts, and shop smarter with seamless benefits. Get yours today! Perfect for those who love shopping and want to save more while indulging in their favorite brands!
- Welcome benefit Shoppers Stop voucher of Rs. 500, redeemable on any bill value
- Complimentary First Citizen Silver Edge membership worth Rs 350
- Earn 3% Reward points on every SS Spends & 1 % Reward Points on Non- SS Spends (Maximum capping of Rs.500 per month on
- Shoppers Stop spends & Rs. 1000 per month for non-shoppers stop spends)
- Get Rs 2500 worth FREE shopping in a year Earn Rs 500 per month for a minimum purchase of Rs. 15,000 on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year). Link your Rupay Credit card with UPI and avail ‘Scan n Pay’
- OTHER AMAZING OFFERS: Bank Reward pts redemption value will be Re 1 against 1 RP when availed against Shoppers Stop voucher
- FEES AND LIST OF CHARGES:
Joining Fees: Rs. 299
Annual Fees: Rs. 299 - ELIGIBILITY CRITERIA
Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month (Salaried)
Minimum Income: Rs 50,000 per month (Self-Employed)
Credit score: 700+ You should be citizen of India or a Non-Resident Indian
DOCUMENTS NEEDED
Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
HDFC Millenia Credit Card
HDFC Millennia Credit Card unlocks exclusive lifestyle perks! Earn cashback, enjoy special discounts, and spend smarter with seamless benefits. Get yours today! Perfect for millennials who love shopping, dining, and online spending while maximizing savings!"
- Exciting discounts on online purchases across partners brands
- Complimentary access to airport lounges at domestic and international airports
- Get lucrative vouchers on meeting minimum monthly spending criteria
- Leverage revolving credit facilities at nominal interest rates
- You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets
ELIGIBILITY CRITERIA
Age group: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 20,000 per month (Salaried)
Minimum Income: Rs 50,000 per month (Self-Employed)
Credit Score: 700+
You should be citizen of India or a Non-Resident Indian
DOCUMENTS NEEDED
- Address Proof – Aadhaar, Passport, Latest utility bills
ID proof – PAN, Voter ID, Passport
Income proof – Bank Statement, Salary Slips
FEES & LIST OF ALL CHARGES
Joining Fees: Starting at Rs 500 + GST (Depending upon the card selected)
Annual Fees: Starting at Rs. 500 + GST (Depending upon the card selected)
