Fees & Charges
Joining Fees: ₹500 (excluding GST)
Annual Fees: ₹500 (excluding GST)
Annual Fee Waiver: Spend ₹50,000 in one calendar year
Interest Rate: 3.6% per month
Cash Withdrawal Charges: 2.5% (Min ₹500)
Link your credit card to UPI and earn reward points on UPI payments
Get 4% value back on fuel spends at IOCL outlets (20 RP per ₹100 spent)
Capped at 1,000 RP per month (1 RP = ₹0.20)
Earn 1% value back on online shopping (5 RP per ₹100 spent)
Features of the Card
100% Cashback (up to ₹250) on all IOCL fuel spends made within 30 days of card activation
Earn up to 4% value back on IOCL fuel spends (₹100 = 20 Reward Points, max 1,000 RP/month)
Earn Reward Points on UPI Payments by linking the card to UPI
Get 1% value back on online shopping spends
Documents Needed
PAN Card
ID Proof (Aadhaar Card, Voter ID, Driving Licence, Passport, etc.)
Address Proof (Utility Bills, Aadhaar Card, Driving Licence, Ration Card, etc.)
Income Proof (Salary Slip, Bank Statement, Form 16, etc.)
Eligibility Criteria
Income:
Salaried: Starting from ₹15,000
Self-employed: Starting from ₹30,000
Age: 21-65 years
CIBIL Score: 730 and above
New to Credit: Not allowed
Availability: Major cities across India
Axis bank Indian Oil Rupay Credit Card
Link to UPI, enjoy secure payments, big rewards, and seamless spending anytime, anywhere!
Apply on Axis bank websiteAxis Bank Flipkart Credit Card
The Axis Bank Flipkart Credit Card is Best used for Flipkart, Myntra shopping, online purchases, fuel surcharge waivers, dining discounts, and earning reward points
Fees & Charges
Joining Fees: 0
Annual Fees: 0
Annual Fee Waiver: Spend ₹3,50,000 or more in a year to waive the annual fee
Key Benefits
- Get ₹600 worth of activation benefits:
- ₹500 Flipkart voucher on your first transaction
- 50% instant discount (up to ₹100) on your first Swiggy order (Use Code: AXISFKNEW)
- Unlimited 5% cashback on Flipkart (excluding Flipkart Health) & Cleartrip spends
- Unlimited 4% cashback on Cult.fit, PVR, Swiggy, and Uber
- 1% cashback on other eligible categories*
- 4 complimentary domestic lounge accesses per year on a minimum spend of ₹50,000 in the previous 3 months
- 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000 (capped at ₹400)
- 15% off up to ₹500 at 10,000+ partner restaurants with EasyDiner
Documents Needed
- ID Proof: PAN Card/Form 60/Passport
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements, salary slips, Form 16, or ITR Return
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 60 years
- CIBIL Score: 730 and above
- Employment Status: Salaried or Self-employed
Minimum Income Requirement:
Salaried: ₹25,000 per month
Self-Employed: ₹3.6 lakh per year (as per ITR)
New to Credit: Not allowed
Axis Bank Indian Oil Credit Card
The Axis Bank Indian Oil Credit Card offers fuel savings, reward points, a 1% surcharge waiver, and contactless payments, making every fuel transaction rewarding while also providing benefits on shopping, dining, and more.
Fees & Charges –
Joining Fees: ₹500 + GST
Annual Fees: ₹500 + GST
Key Benefits –
- Enjoy accelerated reward points and surcharge waiver at fuel outlets
- 100% Cashback (up to ₹250) on all fuel transactions in the first 30 days
- 20 reward points per ₹100 spent at IOCL pumps across India
- 1% fuel surcharge waiver
- Up to 10% instant discount on movie tickets via BookMyShow
- Up to 20% dining discounts at partner restaurants
Documents Needed –
- ID Proof Address
- Proof Income Proof
- Bank Statement
- PAN Card
- Color Photograph
Eligibility Criteria –
Employment Status: Salaried or Self-employed
Income: ₹15,000+ (Salaried), ₹30,000+ (Self-employed)
Age Group: 21-65 years
CIBIL Score: 730+
New to Credit: Not allowed
Availability: Major cities across India
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is best suited for individuals who want to maximize benefits on travel, luxury, and high-value spending. Here’s how to make the most of it.- Best for Frequent travelers who enjoy lounge access & luxury stays.
- Joining Fees: Rs 12,500 only
- Annual Fees: Rs 12,500 + Taxes
- Interest rate: 2.5% per month
- Annual Fee Waiver: On spending Rs 25,00,000 or more in the preceding year
- Get a Complimentary luxury brand voucher worth Rs 12,500
- Unlimited Complimentary Domestic and International Lounge visits
- Upto 15% Off on International & Domestic stays at Oberoi & Trident Hotels
- You Earn Flat Rs 2800 Profit on Card Activation
MORE FEATURES OF THE CARD
- Enjoy 8 complimentary end-to-end meet & assist services at the airport
- Buy one movie/non-movie ticket and get Upto Rs 500 Off on the second (5 times/month)
- Upto 40% Off at over 4000 restaurants across India
- Virtual health assistance including tele-consultation, specialist appointments, health coaching, etc
- Special preventive healthcare packages with Dr. Lal Path Lab and Metropolis
- For every Rs 200 spent, earn 12 EDGE REWARD points on monthly spends of Upto Rs 1.5 lakh
- 35 EDGE REWARD points per Rs 200 spent after Rs 1.5 lakh spent
- Catalogue link for rewards redemption – https://edgerewards.axisbank.co.in/lms
- Employment Status: Salaried or Self-employed
Income: 24 Lakhs or above (Salaried/Self-employed)
Cibil Score: 730 and above
New to Credit not allowed
Required Age: 21-65 years
Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card – Best for movie lovers, foodies, and shoppers with BOGO movie tickets, 4% cashback on food delivery, and exclusive shopping discounts. save every day! Apply now!”
- Joining Fees: 500+GST
- Annual fees: Nil
- Flat Rs 120 off on Swiggy using code AXIS120 (twice per month)
- Buy 1 Get 1 FREE on Movie Tickets via District by Zomato (Upto Rs 200 per month)
- Complimentary lounge Access – 1 per quarter
- Complimentary Sony LIV Premium membership worth Rs 999 for FREE
- Get upto Rs 1000 off on AJIO on minimum spends of Rs 2999 (applicable on select styles)
Other Features of the Card –
- Get 4 Edge reward points on every spend of Rs 200 (1 RP = Rs 0.20)
- Up to 15% off at partner restaurants under Dinning Delights program via Eazy Diner
- 1% fuel surcharge waiver on all fuel transactions in India
Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
Eligibility Criteria
Age: 21 to 65 years
Employment Type: Salaried or Self-Employed
Minimum Income:
• Salaried – ₹15,000 per month
• Self-Employed – ITR > ₹2.4 Lakhs per annum
Credit Score: CIBIL 735 or above
Note: Applicants new to credit are not eligible
Axis Bank Airtel Credit Card
Axis Bank Airtel Credit Card – Get 25% cashback on Airtel bills, 10% on Swiggy, Zomato & more—save big with Axis Airtel Credit Card! Apply now!”
- Fees & Charges:Joining Fee: ₹500 + GST
- Annual Fee: ₹500 + GST (Waived on annual spends of ₹2,00,000 or more)
Offers
- Get an Amazon e-Voucher worth ₹500 on completing your first transaction within 30 days of card activation
- Earn 25% cashback on Airtel Mobile, Broadband, DTH, and Wi-Fi payments via the Airtel Thanks App (Max ₹250/month)
- Get 10% cashback on spends at Swiggy, Zomato, and BigBasket (Max ₹500/month)
- Enjoy 10% cashback on utility bill payments like electricity and gas via Airtel Thanks App (Max ₹250/month)
- Earn 1% cashback on all other eligible spends
- Avail 4 complimentary domestic lounge accesses annually (1 per quarter) upon spending ₹50,000 in the previous 3 months
- Get a 1% fuel surcharge waiver across all fuel stations in India
- Up to 15% discount at partner restaurants through EazyDiner
Documents Required
- PAN Card / Form 60
- Address Proof
- Identity Proof
- Income Proof / Bank Statement
- Passport-size Colour Photograph
Eligibility Criteria
- Age: 21 to 70 years
- Employment: Salaried (min ₹15,000/month) or Self-Employed (min ₹30,000/month)
- CIBIL: Score: 730 and above
- Not applicable for individuals new to credit
- Card available in select major cities across India
