Axis Bank Credit Cards
Most rewarding credit cards
Axis Bank Indian Oil Rupay Credit Card
Axis Bank Indian Oil RuPay Credit Card! Enjoy top security, exclusive rewards, and hassle-free digital payments. Link your card to UPI and make secure payments anytime, anywhere!
Fees & Charges
- Joining Fees: ₹500 (excluding GST)
- Annual Fees: ₹500 (excluding GST)
- Annual Fee Waiver: Spend ₹50,000 in one calendar year
- Interest Rate: 3.6% per month
- Cash Withdrawal Charges: 2.5% (Min ₹500)
- Link your credit card to UPI and earn reward points on UPI payments
- Get 4% value back on fuel spends at IOCL outlets (20 RP per ₹100 spent)
- Capped at 1,000 RP per month (1 RP = ₹0.20)
- Earn 1% value back on online shopping (5 RP per ₹100 spent)
Features of the Card
- 100% Cashback (up to ₹250) on all IOCL fuel spends made within 30 days of card activation
- Earn up to 4% value back on IOCL fuel spends (₹100 = 20 Reward Points, max 1,000 RP/month)
- Earn Reward Points on UPI Payments by linking the card to UPI
- Get 1% value back on online shopping spends
Documents Needed
- PAN Card
- ID Proof (Aadhaar Card, Voter ID, Driving Licence, Passport, etc.)
- Address Proof (Utility Bills, Aadhaar Card, Driving Licence, Ration Card, etc.)
- Income Proof (Salary Slip, Bank Statement, Form 16, etc.)
Eligibility Criteria
- Income:
Salaried: Starting from ₹15,000
Self-employed: Starting from ₹30,000
Age: 21-65 years
CIBIL Score: 730 and above
New to Credit: Not allowed
Availability: Major cities across India
Axis Bank Flipkart Credit Card
The Axis Bank Flipkart Credit Card is Best used for Flipkart, Myntra shopping, online purchases, fuel surcharge waivers, dining discounts, and earning reward points.
Fees & Charges
Joining Fees: ₹500 + GST
Annual Fees: ₹500 + GST
Annual Fee Waiver: Spend ₹3,50,000 or more in a year to waive the annual fee
Key Benefits
- Get ₹600 worth of activation benefits:
- ₹500 Flipkart voucher on your first transaction
- 50% instant discount (up to ₹100) on your first Swiggy order (Use Code: AXISFKNEW)
- Unlimited 5% cashback on Flipkart (excluding Flipkart Health) & Cleartrip spends
- Unlimited 4% cashback on Cult.fit, PVR, Swiggy, and Uber
- 1% cashback on other eligible categories*
- 4 complimentary domestic lounge accesses per year on a minimum spend of ₹50,000 in the previous 3 months
- 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000 (capped at ₹400)
- 15% off up to ₹500 at 10,000+ partner restaurants with EasyDiner
Documents Needed
- ID Proof: PAN Card/Form 60/Passport
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements, salary slips, Form 16, or ITR Return
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 60 years
- CIBIL Score: 730 and above
- Employment Status: Salaried or Self-employed
Minimum Income Requirement:
Salaried: ₹25,000 per month
Self-Employed: ₹3.6 lakh per year (as per ITR)
New to Credit: Not allowed
Axis Bank Indian Oil Credit Card
The Axis Bank Indian Oil Credit Card offers fuel savings, reward points, a 1% surcharge waiver, and contactless payments, making every fuel transaction rewarding while also providing benefits on shopping, dining, and more.
Fees & Charges –
Joining Fees: ₹500 + GST
Annual Fees: ₹500 + GST
Key Benefits –
- Enjoy accelerated reward points and surcharge waiver at fuel outlets
- 100% Cashback (up to ₹250) on all fuel transactions in the first 30 days
- 20 reward points per ₹100 spent at IOCL pumps across India
- 1% fuel surcharge waiver
- Up to 10% instant discount on movie tickets via BookMyShow
- Up to 20% dining discounts at partner restaurants
Documents Needed –
- ID Proof Address
- Proof Income Proof
- Bank Statement
- PAN Card
- Color Photograph
Eligibility Criteria –
Employment Status: Salaried or Self-employed
Income: ₹15,000+ (Salaried), ₹30,000+ (Self-employed)
Age Group: 21-65 years
CIBIL Score: 730+
New to Credit: Not allowed
Availability: Major cities across India
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is best suited for individuals who want to maximize benefits on travel, luxury, and high-value spending. Here’s how to make the most of it.- Best for Frequent travelers who enjoy lounge access & luxury stays.
- Joining Fees: Rs 12,500 only
- Annual Fees: Rs 12,500 + Taxes
- Interest rate: 2.5% per month
- Annual Fee Waiver: On spending Rs 25,00,000 or more in the preceding year
- Get a Complimentary luxury brand voucher worth Rs 12,500
- Unlimited Complimentary Domestic and International Lounge visits
- Upto 15% Off on International & Domestic stays at Oberoi & Trident Hotels
- You Earn Flat Rs 2800 Profit on Card Activation
MORE FEATURES OF THE CARD
- Enjoy 8 complimentary end-to-end meet & assist services at the airport
- Buy one movie/non-movie ticket and get Upto Rs 500 Off on the second (5 times/month)
- Upto 40% Off at over 4000 restaurants across India
- Virtual health assistance including tele-consultation, specialist appointments, health coaching, etc
- Special preventive healthcare packages with Dr. Lal Path Lab and Metropolis
- For every Rs 200 spent, earn 12 EDGE REWARD points on monthly spends of Upto Rs 1.5 lakh
- 35 EDGE REWARD points per Rs 200 spent after Rs 1.5 lakh spent
- Catalogue link for rewards redemption – https://edgerewards.axisbank.co.in/lms/
Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card – Best for movie lovers, foodies, and shoppers with BOGO movie tickets, 4% cashback on food delivery, and exclusive shopping discounts. save every day! Apply now!"
- Lifetime FREE Credit Card (Limited Period Only)
- Joining Fees: Nil
- Annual fees: Nil
- Lifetime FREE Credit Card (Limited Period Only)
- Flat Rs 120 off on Swiggy using code AXIS120 (twice per month)
- Buy 1 Get 1 FREE on Movie Tickets via District by Zomato (Upto Rs 200 per month)
- Complimentary lounge Access – 1 per quarter
- Complimentary Sony LIV Premium membership worth Rs 999 for FREE
- Get upto Rs 1000 off on AJIO on minimum spends of Rs 2999 (applicable on select styles)
Other Features of the Card –
- Get 4 Edge reward points on every spend of Rs 200 (1 RP = Rs 0.20)
- Up to 15% off at partner restaurants under Dinning Delights program via Eazy Diner
- 1% fuel surcharge waiver on all fuel transactions in India
- Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.