Unlock Exclusive Benefits with AU Altura Plus Credit Card
🎁 Welcome Rewards & Bonuses: Get vouchers worth ₹500 on retail spends of ₹10,000+ (within 60 days of card setup).
Earn 500 Bonus Reward Points (worth ₹125) on retail spends of ₹20,000+ per month (excluding fuel & cash withdrawals).
Enjoy a flat ₹1,540 profit on card activation.
🌟 Card Features & Benefits:1.5% Cashback on POS retail spends (excluding fuel) – max ₹100 per statement cycle.
2X Reward Points (2 points per ₹100 spent) on online transactions.
Complimentary Lounge Access (2 per quarter) at select railway stations – Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
1% Fuel Surcharge Waiver on transactions between ₹400 – ₹5,000 at any fuel station.
Easy EMI Conversion for transactions worth ₹2,000+ on select tenures.
🛍️ Exclusive Partner Discounts:5% Instant Discount at Croma (min. spend ₹15,000) – once per month.
15% Off on EasyDiner (min. spend ₹2,500, max discount ₹500) – once per month.
15% Off on Tata CliQ (min. spend ₹500, max discount ₹300) – once per month.
15% Off on Domestic Flights & 10% Off on International Flights via Cleartrip – once per month.
20% Off on Movie Tickets (min. spend ₹500, max discount ₹100) – once per month.
More Discounts (5%-25%) on various e-commerce platforms. Check Offers
💰 Fees & Charges

Joining Fee: ₹499 + taxes (Waived off on spending ₹20,000 within 90 days).
Annual Fee: ₹499 + taxes (Waived off on spending ₹80,000 within the first year).
✅ Eligibility Criteria

Age: 21-60 years
Employment: Salaried or Self-Employed
Minimum Income: ₹25,000 per month
Must have an existing credit card (6+ months old) with a minimum ₹30,000 limit
No delayed payments in the last 12 months
Credit Score: 700+
📄 Documents Required

PAN Card
Aadhaar Card (linked to mobile for e-KYC)
Address Proof
Income Proof (if opted for income surrogate)