SBI Cashback Credit Card
SBI Cashback Credit Card offers exceptional savings with 5% cashback on online purchases and 1% cashback on offline transactions, allowing you to save up to ₹60,000 annually while enjoying seamless rewards on every spend.
Fees & Charges
Joining Fee: ₹999 + GST
Annual Fee: ₹999 + GST (Applicable from the second year onwards)
Annual Fee Waiver: Spend ₹2 lakh in a year to get the annual fee waived
Key Benefits
Up to 3 Add-on Cards at no extra cost with each primary card.
5% Cashback on online purchases (Capped at ₹5,000 per month, combined for both online & offline spends).
1% Cashback on offline transactions.
1% Fuel Surcharge Waiver (Up to ₹100 per statement cycle on transactions between ₹500 – ₹3,000).
Required Documents
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or Utility Bills
Income Proof: Bank Statements or Salary Slips
Photograph: Recent passport-sized photo
Eligibility Criteria
Employment: Salaried or Self-employed
Income Requirement: ₹30,000 per month
Age: 21-65 years
Credit Score: 650+
New-to-Credit Applicants: Only for salaried individuals
Payment History: No late payments in the last 12 months
SBI BPCL Credit Card offers 4.25% valueback on BPCL fuel, surcharge waivers, and rewards on dining, groceries, and more. New-to-credit applicants are eligible, making it perfect for first-time cardholders!
Fees & Charges:
Joining Fee: ₹499 + GST (One-time)
Annual Fee: ₹499 + GST (From the second year onwards)
Exclusive Benefits:
2,000 Activation Bonus Reward Points worth ₹500 on joining fee payment.
4.25% Valueback – Earn 13X Reward Points on fuel purchases at BPCL petrol pumps.
3.25% Cashback + 1% Fuel Surcharge Waiver on BPCL transactions up to ₹400.
5X Reward Points on every ₹100 spent at Groceries, Departmental Stores, Movies & Dining.
1 Reward Point for every ₹100 spent on non-fuel retail purchases.
10% Instant Discount with SBI Card during Big E-commerce Sales.
Eligibility Criteria:
Age Requirement: 23-60 years.
Employment Status: Salaried or Self-Employed.
Minimum Income: ₹30,000 & above per month.
Credit Score: 650+ required.
New to Credit: Eligible only for salaried individuals.
Preference: Existing credit card holders with no delayed payments in the last 12 months.
Nationality: Indian Citizen or Non-Resident Indian (NRI).
Required Documents:
ID Proof
Address Proof
Income Proof
Valid PAN Card/Form 60
SBI SimplyClick Credit Card
The SBI Simply CLICK Credit Card offers 5X rewards on online shopping and 10X on exclusive partners, along with an Amazon voucher as a welcome gift, fuel surcharge waiver, and annual fee waiver on high spends.
SBI SimplyCLICK Credit Card – Fees & Charges
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST (waived on annual spends of ₹1,00,000+)
Rewards & Benefits
Amazon Gift Card worth ₹500 on annual fee payment
10X Reward Points on online spends with exclusive partners: Apollo 24×7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Yatra, Swiggy
5X Reward Points on all other online spends (except utility payments, capped at 10,000 points/month)
1 Reward Point per ₹100 on all other spends
10% Instant Discount on major sales at Amazon, Flipkart, etc.
Milestone Rewards:
₹2,000 Cleartrip/Yatra e-voucher on ₹1L annual online spends
Additional ₹2,000 e-voucher on ₹2L annual online spends
1% Fuel Surcharge Waiver on transactions between ₹500-₹3,000 (max ₹100 per statement cycle)
Eligibility Criteria
Age: 21 to 65 years
Employment: Salaried & self-employed
Income: ₹25,000+ monthly (Self-employed: ₹4.8L+ annual ITR)
Credit Score: 720+
New-to-Credit: Allowed for both salaried & self-employed
Documents Required
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or Utility Bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
The SBI Simply SAVE Credit Card offers 10X rewards on dining, movies, groceries, and departmental store spends, a ₹500 welcome bonus, fuel surcharge waiver, and an annual fee waiver on high spends.
SBI SimplySAVE Credit Card – Fees & Charges
Joining Fee: ₹499
Annual Fee: ₹499 (waived on annual spends of ₹1,00,000+)
Rewards & Benefits
2,000 Bonus Reward Points on spending ₹2,000+ within the first 60 days
10 Reward Points per ₹150 spent on dining, movies, grocery, and departmental store purchases
10% Instant Discount during major sales
Annual Fee Waiver on yearly spends above ₹1,00,000
Additional Offers
1 Reward Point per ₹150 spent on all other transactions (4 Reward Points = ₹1)
₹100 Cashback on the first ATM cash withdrawal within 30 days of card issuance
1% Fuel Surcharge Waiver (up to ₹100 per statement cycle) on transactions between ₹500-₹3,000
Add-On Cards available for parents, spouse, children, or siblings above 18 years
Eligibility Criteria
Employment Status: Salaried or Self-Employed
Income: ₹30,000+ per month
Age: 21-65 Years
Credit Score: 650+
New to Credit: Allowed for salaried individuals only
Preferred for Existing Credit Card Holders
No delayed payments in the last 12 months
Open to Indian Citizens and Non-Resident Indians
Documents Required
ID Proof
Address Proof
Income Proof
PAN Card/Form 60
SBI Miles Credit Card
SBI Miles Credit Card offers exclusive travel rewards, 1,500 welcome Travel Credits, lounge access, fuel surcharge waiver, low forex markup, and fee reversal on high spends.
Fees & Charges:
Annual Fee (One-time): ₹1,499 + GST
Renewal Fee (Per Annum): ₹1,499 + GST
Fee Reversal: Annual fee waived on spending ₹6,00,000 or more in a membership year
Welcome & Activation Benefits:
1,500 Travel Credits on spending ₹30,000 within 60 days of card issuance.
Flat ₹1,700 Profit on card activation.
Reward Benefits:
Earn 2 Travel Credits per ₹200 spent on travel.
Earn 1 Travel Credit per ₹200 spent on all other categories.
5,000 Bonus Travel Credits on annual spends of ₹5,00,000.
Redemption & Travel Perks:
Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or select from an exciting catalogue.
1 Additional Domestic Lounge Access for every ₹1,00,000 spent.
Complimentary Priority Pass Program for the first 2 years.
Other Benefits:
1% Fuel Surcharge Waiver at all petrol pumps (Maximum waiver of ₹250 per month).
Low 3.0% Foreign Currency Mark-up on international transactions.
Eligibility Criteria:
Age Requirement: 21 to 65 years.
Employment Status: Salaried or Self-Employed.
Minimum Income: ₹60,000 per month (Salaried) / ₹7,20,000 per annum (Self-Employed).
Credit Score: Minimum 750+, with no delayed payments in the last 12 months.
New to Credit: Not eligible.
Required Documents:
ID Proof: PAN Card/Form 60.
Address Proof: Aadhaar, Passport, or Utility Bills.
Income Proof: Bank Statements or Salary Slips.
Photograph: Recent passport-sized photo.
SBI Elite Credit Card
SBI Elite Credit Cards swipe globally with just 1.99% Forex Mark-up! SBI Elite unlocks airport lounges, reward bonanzas, fuel savings, and lifestyle perks — a card crafted for your elite lifestyle.
Fees & Charges
Joining Fee: ₹4,999 + GST
Annual Fee: ₹4,999 + GST (Reversed on annual spends of ₹10 Lakhs)
Exclusive Benefits
Welcome e-Gift vouchers worth ₹5,000 from top brands like Yatra, Pantaloons, Hush Puppies, and Shoppers Stop
Complimentary movie tickets worth up to ₹6,000 annually (Valid for a minimum of 2 tickets per booking, once per month. Maximum discount of ₹500 per booking.)
Earn 5X Reward Points on Dining, Departmental Store, and Grocery transactions
Earn 2 Reward Points for every ₹100 spent on all other categories (excluding fuel)
1% Fuel Surcharge Waiver at all fuel stations across India on transactions between ₹500 and ₹4,000 (Maximum waiver of ₹250 per statement cycle)
Enjoy 6 Complimentary International Airport Lounge Visits every year (maximum 2 visits per quarter)
Avail 2 Complimentary Domestic Airport Lounge Visits every quarter
Benefit from one of the lowest foreign currency mark-up fees — just 1.99% on international transactions
Required Documents
ID Proof: PAN Card or Form 60
Address Proof: Aadhaar, Passport, or recent utility bills
Income Proof: Latest bank statements or salary slips
Photograph: Recent passport-size photo
Eligibility Criteria
Age: 21 to 65 years
Employment: Salaried or Self-Employed
Minimum Income:
Salaried: ₹60,000 per month
Self-Employed: ₹7,20,000 per annum
Credit Score: Minimum 750, with no delayed payments in the last 12 months
New-to-Credit Applicants: Not eligible
SBI Prime Credit Card
SBI Prime Credit Card offers premium rewards, travel perks, and welcome vouchers worth ₹3,000, plus domestic/international lounge access and Club Vistara Silver membership.
SBI Prime Credit Card – Key Details
Fees & Charges Joining Fee: ₹2,999 + GST
Annual Fee: ₹2,999 + GST (from second year onwards)
Top Benefits
Welcome Gift Voucher worth ₹3,000 from top brands like Bata, Pantaloons, Aditya Birla Fashion, Shoppers Stop & Yatra
Earn 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental Stores, and Movies
Complimentary Club Vistara Silver Membership, including one upgrade voucher
Earn 9 CV Points for every ₹100 spent on Vistara flight bookings
Pay credit card bill using Reward Points (4 points = ₹1)
Travel Privileges
4 International Lounge Visits per year through Priority Pass (max 2 per quarter)
8 Domestic Lounge Visits annually (max 2 per quarter)
Air Accident Insurance Cover worth ₹50 lakhs
Additional Highlights
Earn 2 Reward Points per ₹100 on all other retail spends (excluding fuel)
Get ₹7,000 E-Gift Voucher from Yatra or Pantaloons on spending ₹5 lakh in a year
Earn 20 Reward Points per ₹100 spent during birthday (valid for 1 day before, on, and 1 day after; capped at 2,000 points/year)
Eligibility Criteria
Age: 21 to 65 years
Monthly Income: ₹30,000 or more
Credit Score: 650+ (no late payments in the past 12 months)
Employment: Salaried or self-employed
New to Credit: Only salaried applicants
Nationality: Indian Citizen or NRI
Documents Required
Identity Proof
Address Proof
Income Proof
PAN Card or Form 60
SBI BPCL Octane cards offer unmatched fuel benefits, shopping vouchers, 1 lakh fraud cover, and free domestic lounge visits.
Fees & Charges
Joining Fee (One-time): ₹1,499 + GST
Annual Renewal Fee: ₹1,499 + GST
Spend-based Waiver: Annual fee waived on yearly spends of ₹2 Lakhs
Welcome Benefit
Receive 6,000 bonus reward points (equivalent to ₹1,500) upon successful payment of the joining fee.
Bonus reward points will be credited within 30 days of fee payment.
Fuel Benefits
Get 7.25% value back (25X reward points) on fuel purchases at BPCL petrol pumps, capped at 2,500 reward points per billing cycle.
6.25% cashback + 1% fuel surcharge waiver on BPCL fuel spends up to ₹4,000 per transaction (excluding GST/charges).
Enjoy 25 reward points per ₹100 spent on BPCL Fuel, Lubricants & Bharat Gas (app & website only).
1% fuel surcharge waiver applicable across all BPCL fuel stations in India (max ₹100 per statement cycle).
Other Benefits
10 reward points per ₹100 spent on dining, groceries, departmental stores, and movies (up to 7,500 points/month).
4 complimentary domestic lounge visits per year (1 per quarter) via Visa lounges.
e-Gift vouchers worth ₹2,000 from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies on annual spends of ₹3 Lakhs.
Fraud liability cover up to ₹1 Lakh.
Instant redemption of reward points at select BPCL petrol pumps.
Redeem points via Shop & Smile Rewards Catalogue.
